| They just dont want to do the work. And, they may be afraid that such a
letter might be inadvertently worded so as to assume more liability on
their part. Insurance companies are ultra paranoid about liability. It
is the nature of what they do. Some will do some seemingly ridiculous
things because of this. |
| My recommendation for the insurance industry is that all the
numbers and policies about treatment should be public, so that
potential customers have the information to be informed. |
| If you still have problems, state attorney generals tend to be one
source of help. Your state department of insurance may also have a
consumer complaint department. |
| mabb2000@my-deja.com wrote:
Ted Rosenberg wrote:
As far as I know, most do not - if you know of any, please notify me
and I will check them out.
Check these sites. More states may have been added, some states may
have dropped it, and some states may have more restrictions than others.
Current info should be obtained directly through the individual state
to see if a risk pool exists. Insurance carriers such as Blue Cross may
be able to direct consumers to the risk pool in the individual state if
the state has a risk pool.
http://www.healthinsurance.org/riskpoolinfo.html
Lousy site - gives textbook definition of risk pool and link to
insurance sales site |
| First of all, there may be a law in your state regarding this, but most
likely the reason is that this is the insurance companys policy.
Insurance companies have to file their rules and rates with the state
department of insurance. When they go back on one of their rules, and
dont have justification to, it looks really bad when the state audits
them. So, when asked, they just say its the law. |
