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1/8/2009
Thursday morning
This topic is closed off and you will be taken directly to the website.
Topics taken from open source list. I hope you find this useful.
This site is for our clients only as an information resource.
| First of all, there may be a law in your state regarding this, but most
likely the reason is that this is the insurance companys policy.
Insurance companies have to file their rules and rates with the state
department of insurance. When they go back on one of their rules, and
dont have justification to, it looks really bad when the state audits
them. So, when asked, they just say its the law. |
| All that said, the WSJ did have an article last year on doctors
who dont deal with insurance companies. They provide better
personal attention. However, their patients tend to be rich. |
| 1. The health care industry is like the auto and private higher
education industries, but worse. They set ridiculous list prices,
which only unlucky or uninsured people pay. The major medical
plans negotiate discounts, often more than 50%. My basis for
claiming this is that Ive seen a number of medical bills for
other people, from lab tests to operations. Ive seen an eye
operation billed at $1K, for which the doctor accepted $400 from
the insuror. Ive seen lab tests billed at $100, for which $15
was accepted as payment in full. As a cash paying customer, in
return for the doctor not having to hassle with an insurance
company, hell charge you list. |
| Kentucky
The Kentucky Legislature approved creation
of a risk pool that is to begin offering
coverage in January, 2001. Contact the
Kentucky Department of Insurance
for more information at (502) 564-3630 |
| If you still have problems, state attorney generals tend to be one
source of help. Your state department of insurance may also have a
consumer complaint department. |
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